[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.oku-zn.cz\/kdo-pujci-podnikateli\/#Article","mainEntityOfPage":"https:\/\/www.oku-zn.cz\/kdo-pujci-podnikateli\/","headline":"Kdo p\u016fj\u010d\u00ed podnikateli?","name":"Kdo p\u016fj\u010d\u00ed podnikateli?","description":"Pokud se podnikateli neda\u0159\u00ed a nem\u00e1 tak tolik finan\u010dn\u00edch prost\u0159edk\u016f, kolika by mu jich bylo zapot\u0159eb\u00ed, nezb\u00fdv\u00e1 mu nejednou nic jin\u00e9ho, ne\u017e si j\u00edt od n\u011bkoho p\u016fj\u010dit. Proto\u017ee prost\u011b nem\u00e1 jinou volbu. Ov\u0161em stejn\u011b jako kdokoliv jin\u00fd nar\u00e1\u017e\u00ed i takov\u00fdto&hellip;\n <p> <a class=\"more-link\" href=\"https:\/\/www.oku-zn.cz\/kdo-pujci-podnikateli\/\">\u010ct\u011bte v\u00edce<\/a><\/p>","datePublished":"2019-08-18","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.oku-zn.cz\/author\/#Person","name":"","url":"https:\/\/www.oku-zn.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"oku-zn.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.oku-zn.cz\/wp-content\/uploads\/img_a360562_w1791_t1574182149.jpg","url":"https:\/\/www.oku-zn.cz\/wp-content\/uploads\/img_a360562_w1791_t1574182149.jpg","height":0,"width":0},"url":"https:\/\/www.oku-zn.cz\/kdo-pujci-podnikateli\/","about":["Internet"],"wordCount":456,"articleBody":"      Pokud se podnikateli neda\u0159\u00ed a nem\u00e1 tak tolik finan\u010dn\u00edch prost\u0159edk\u016f, kolika by mu jich bylo zapot\u0159eb\u00ed, nezb\u00fdv\u00e1 mu nejednou nic jin\u00e9ho, ne\u017e si j\u00edt od n\u011bkoho p\u016fj\u010dit. Proto\u017ee prost\u011b nem\u00e1 jinou volbu. Ov\u0161em stejn\u011b jako kdokoliv jin\u00fd nar\u00e1\u017e\u00ed i takov\u00fdto jedinec nejednou na probl\u00e9m s t\u00edm, \u017ee mu leckter\u00fd z poskytovatel\u016f p\u016fj\u010dek \u017e\u00e1dn\u00e9 pen\u00edze zap\u016fj\u010dit nem\u00edn\u00ed. A to ne proto, \u017ee by je nem\u011bl, ale jednodu\u0161e proto, \u017ee v n\u011bm doty\u010dn\u00fd podnikatel nevzbuzuje dostate\u010dnou d\u016fv\u011bru. A ne\u017e riskovat, \u017ee se takov\u00e9 pen\u00edze majiteli u\u017e nikdy nevr\u00e1t\u00ed zp\u011bt, to je pro n\u011bj lep\u0161\u00ed \u0159\u00edci \u201ane\u2018. V\u011bt\u0161ina finan\u010dn\u00edch instituc\u00ed toti\u017e d\u0159\u00edve, ne\u017e p\u016fj\u010dku poskytne, \u017e\u00e1d\u00e1 dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy \u017eadatele, dostate\u010dn\u011b dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, registry dlu\u017en\u00edk\u016f bez z\u00e1znamu, absenci dluh\u016f a exekuc\u00ed a podobn\u011b. A t\u00edm se nejeden z podnikatel\u016f v nesn\u00e1z\u00edch pochopiteln\u011b pochlubit nem\u016f\u017ee. Proto\u017ee kdyby mohl, nebyl by v nesn\u00e1z\u00edch a p\u016fj\u010dku by tud\u00ed\u017e nepot\u0159eboval. A kdy\u017e je takov\u00fd z\u00e1jemce o p\u016fj\u010dku pro banky neatraktivn\u00ed, tedy opl\u00fdvaj\u00edc\u00ed zm\u00edn\u011bn\u00fdmi nedokonalostmi, nejednou m\u016f\u017ee b\u00fdt r\u00e1d, \u017ee existuje i nebankovn\u00ed hypot\u00e9ka bez registru Nebankovni-hypoteky-cz.cz. A to z toho d\u016fvodu, \u017ee zde jsou pravidla pro poskytov\u00e1n\u00ed nastavena jinak, a to tak, \u017ee jim dok\u00e1\u017ee vyhov\u011bt i ten, kdo v\u011bz\u00ed v probl\u00e9mech a\u017e po u\u0161i. Tady je podstatn\u00e9, aby doty\u010dn\u00fd \u017eadatel mohl d\u00e1t do z\u00e1stavy za p\u016fj\u010den\u00e9 prost\u0159edky svoji nemovitost a aby m\u011bl aspo\u0148 p\u0159\u00edjmy posta\u010duj\u00edc\u00ed k uhrazov\u00e1n\u00ed t\u011bch nejni\u017e\u0161\u00edch mo\u017en\u00fdch spl\u00e1tek. Nad v\u0161\u00edm ostatn\u00edm se tu d\u00e1 p\u0159imhou\u0159it oko, nic dal\u0161\u00edho nemus\u00ed b\u00fdt ne\u0159e\u0161iteln\u00fd probl\u00e9m. \u010clov\u011bku tak sta\u010d\u00ed za\u017e\u00e1dat si o tuto hypot\u00e9ku p\u0159es internet, prost\u0159ednictv\u00edm formul\u00e1\u0159e na webu a zasl\u00e1n\u00ed sn\u00edmk\u016f on\u00e9 nemovitosti k posouzen\u00ed, a pak u\u017e zb\u00fdv\u00e1 jenom dohodnout se z\u00e1stupcem spole\u010dnosti podrobnosti, podepsat smlouvu a vyinkasovat tolik pot\u0159ebn\u00e9 pen\u00edze. Pen\u00edze, je\u017e lze spl\u00e1cet po kr\u00e1tkou i dlouhou dobu, klidn\u011b i po velice n\u00edzk\u00fdch \u010d\u00e1stk\u00e1ch, je\u017e lze ale kdykoliv splatit i p\u0159ed\u010dasn\u011b. Co\u017e je jen zlomek p\u0159ednost\u00ed, je\u017e takov\u00e1 nebankovn\u00ed hypot\u00e9ka p\u0159in\u00e1\u0161\u00ed. Jak se o tom m\u016f\u017eete p\u0159esv\u011bd\u010dit i vy sami.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo p\u016fj\u010d\u00ed podnikateli?","item":"https:\/\/www.oku-zn.cz\/kdo-pujci-podnikateli\/#breadcrumbitem"}]}]